ZIP home

Eduardo has the skills, knowledge, and desire necessary to provide you with the premier service you have come to expect from your hometown bank. He is an experienced residential lender who will work with you to formulate a loan package specifically designed with competitive interest rates to help you reach out financial goal. 

·        Conventional loans to purchase your next home.

·        FHA loans with flexible guidelines and down payment requirements.

·        VA loans exclusively for veterans and military personnel.

·        Refinance loans for home improvement projects and/or debt consolidation that can package           high-interest debts like credit cards and medical bills into a single loan with a lower interest rate.

·        Construction-to-permanent mortgage loans with a single closing.

Eduardo can make all kinds of loans affordable for all kinds of people. Born and raised in Aguas Buenas, Puerto Rico, Eduardo is fluent in English and Spanish, which vastly expands his customer base. He has served on civic and nonprofit boards, and he is a former Commissioner of the Avon Park Housing Authority and Secretary of the Lake Placid Noon Rotary Club. He loves helping his customers navigate the lending process.